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What if the Merchant Doesn't Release Coins After Payment? Appeal Process and Evidence Preparation

The money has left your bank or payment app, but the C2C order page is still loading, and the merchant hasn't clicked "Release"—this is the most anxiety-inducing scenario in C2C. The good news is: as long as you have actually paid and can provide proof, Binance support will almost certainly ensure you receive your USDT. Before you start, ensure your account has completed basic KYC on the Binance Official Website (appeals are accepted without it, but the process is longer). For downloads, use the Binance Official APP; iPhone users should follow the iOS Installation Guide. Below are the four steps to navigate an appeal.

1. Don't Panic: No Release ≠ Won't Release

Common reasons for a merchant not releasing coins, from highest to lowest probability:

  1. Temporarily Away: Eating, sleeping, or a quick break—they usually return within 5-15 minutes;
  2. Slow Verification: For large orders, merchants manually verify the incoming payment, taking 3-10 minutes;
  3. Bank Delay: Your money hasn't actually reached their account yet, so they are waiting for arrival;
  4. Risk Control Freeze: The merchant's account was suddenly flagged/frozen, preventing them from releasing (this is a primary reason for appeals);
  5. Malicious Delay or Fraud: The lowest percentage, but it does exist.

The first three categories are resolved with a little waiting; the latter two require an appeal.

2. When to Start an Appeal

Decide based on the order countdown timer:

Status Recommended Action
0-5 mins after payment Wait; they are likely verifying.
5-15 mins Send a friendly nudge in the order chat.
15-30 mins Still no release? Start preparing your evidence.
30 mins+ Click "Appeal" directly.
Merchant explicitly refuses Appeal immediately.

3. Evidence Preparation Before Appealing

The success of an appeal = completeness of evidence. You need to prepare:

  1. Bank/Payment App Transfer Slip: Must include—

    • Your payment account name (real name);
    • Receiver's account name/number;
    • Transfer time (accurate to the second);
    • Amount;
    • Transaction ID or order number.
  2. Screenshots of the Order Chat: Showing messages like "I have paid" or "Please release."

  3. Records of the merchant asking to move to WeChat or communicate off-platform: This is evidence of a merchant violation.

  4. SMS alerts of your bank balance changes: As supporting evidence.

Note: Never falsify or Photoshop a receipt. Binance support can contact banks for verification. Discovering forged evidence will lead to a permanent account ban.

4. Appeal Operation Steps

  1. Open the order details page;
  2. Click the "Appeal" button in the top right;
  3. Select the reason: "I have paid, but the counterparty hasn't released";
  4. Upload your prepared evidence (bank slip is mandatory, others are optional);
  5. Briefly describe the situation, keeping it neutral and factual;
  6. Submit.

After submission:

  • The system notifies the merchant;
  • The merchant has a 15-minute window to respond;
  • Support intervenes after both parties have stated their case;
  • Support verifies your receipt against the merchant's records;
  • A ruling is made, usually within 30 minutes to 2 hours.

5. Typical Ruling Outcomes

  • Forced Release: Support verifies you paid and the merchant received it, forcing Binance to release the coins to you (deducted from the merchant's escrow/margin);
  • Request Refund from Merchant: Rare, used only if you want to cancel the order;
  • Temporary Suspension: The merchant's account is locked by risk control and cannot be operated. You must wait for Binance's risk department to resolve it, which may take days or weeks;
  • Rejection: Your evidence is insufficient (e.g., only screenshots without an official bank slip).

The worst-case scenario is "Temporary Suspension," which essentially means the merchant's account is frozen by the platform, awaiting unfreezing or final forced processing. Patience is required here.

6. Preventive Measures to Avoid Future Issues

  • Choose merchants with a completion rate ≥ 95% and order count ≥ 1000;
  • Split large orders into several smaller ones;
  • Prioritize "V" (Verified) merchants;
  • If a merchant asks to communicate via WeChat or QQ, cancel the order immediately;
  • Always use your own real-name bank account for transfers.

7. FAQ

Q: Will I definitely win the appeal? A: As long as your payment is real, your receipt is complete, and the receiver matches the account displayed in the order, your win rate is near 100%.

Q: Will the order cancel automatically during an appeal? A: No. Once an appeal starts, the order enters an "Under Appeal" status, the timer stops, and everything waits for the support ruling.

Q: How long does support take to respond? A: During working hours, human support usually responds within 30 minutes. At night, it may take 2 hours. Support is available 24/7.

Q: Can I continue other C2C trades while an appeal is ongoing? A: Yes, the appeal only affects that specific order. However, if your account has frequent appeals (more than 3 a week), it may trigger a risk review.

Further Reading

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